High-risk and e-commerce merchant accounts for Chicago businesses

Online and high-risk merchants face frozen funds, high reserves and sudden shutdowns. We package your underwriting file, place you with the right acquirer and negotiate reserves so the account stays open.

Underwriting advocacy

We prepare the file processors want to see, which speeds up approvals.

Reserve and rate negotiation

Terms you can live with, documented before you sign.

Backup processing

Redundant accounts so one shutdown doesn't stop your sales.

Book an on-site visit

We'll come to your business anywhere in Chicagoland

Bring one recent processing statement. We'll walk your counter, review your fees line by line, and leave you a written breakdown — free, whether or not you switch.

Office: 750 N State St, Chicago, IL 60654 · 773-808-8369 · Carter@EmpowerBusinesses.com